Business Name: Penny Growth Solutions
Website: www.ministryofpersuasion.com
Email: support@ministryofpersuasion.com
Tagline: Sell More to Serve More
Last Updated: [Insert Date]

Please read these Terms and Conditions carefully before using our website, enrolling in our programs, or purchasing any of our products and services. By accessing this website, you agree to be bound by the following terms.

If you do not agree with any part of these terms, kindly do not use the site or services.

1. Acceptance of Terms

By using this website or purchasing our programs, you acknowledge that:

• You are 18 years or older

• You have read, understood, and agreed to the Terms and Conditions

• You are responsible for complying with applicable local laws

These terms apply to all users, visitors, customers, and others who access the website.

2. Intellectual Property

All content on this website — including but not limited to text, images, videos, graphics, downloads, branding, taglines, logos, course materials, and frameworks — is the intellectual property of Penny Growth Solutions and protected under copyright law.

You may not copy, reproduce, distribute, sell, or use our content for commercial purposes without written permission. Any unauthorized use is a violation of law and may result in legal action.

3. User Responsibilities

You agree not to use this website or its content:

• For any unlawful purpose

• To solicit others to perform or participate in any illegal acts

• To violate any local, national, or international laws

• To infringe upon our intellectual property rights

• To harass, abuse, defame, harm, or discriminate against others

• To distribute harmful software, spam, or malware

You agree to provide accurate, current, and complete information at all times when using our services.

4. Payment, Refunds & Cancellations

All payments for digital products, courses, and coaching programs must be made in full at the time of purchase, unless specified otherwise.

Due to the digital nature of our services, we do not offer refunds once the product or service has been accessed or delivered, except where explicitly stated in a written agreement or landing page.

For events or coaching sessions with scheduled times, cancellations must be communicated in writing 48 hours in advance.

5. Results Disclaimer

While our methods, strategies, and systems are designed to produce results, we do not guarantee any specific income, client acquisition, or business growth.

Results vary from person to person depending on your effort, niche, timing, and execution.

We make no earnings claims, and testimonials represent individual experiences, not typical outcomes.

6. Third-Party Links

This website may contain links to third-party tools, services, or resources. We are not responsible for their content, accuracy, or availability. Use them at your own risk.

Any third-party brand names or logos mentioned are the property of their respective owners.

7. Changes to Terms

Penny Growth Solutions reserves the right to modify, update, or revise these Terms and Conditions at any time without prior notice. The most recent version will always be available on this page.

Continued use of the website after changes means you accept the updated terms.

8. Limitation of Liability

Under no circumstances shall Penny Growth Solutions, its owners, partners, or team be liable for any direct, indirect, incidental, or consequential damages resulting from your use of this site, its programs, or any third-party tools linked through this site.

You agree to indemnify and hold harmless our business from any claims or damages arising from your misuse of our content or services.

9. Termination

We reserve the right to terminate or restrict your access to the website or services at our discretion, without notice, if we believe you have violated these Terms.

10. Governing Law

These Terms and Conditions shall be governed by and interpreted in accordance with the laws of India, without regard to conflict of law principles. Any disputes shall be resolved in the courts of [Insert City, e.g., Bengaluru / Delhi / Mumbai], India.

11. Contact Us

If you have any questions or concerns about these Terms & Conditions, please reach out to us:

📩 Email: support@ministryofpersuasion.com
🌐 Website: www.ministryofpersuasion.com

🙏 Thank you for being part of the Ministry of Persuasion and for choosing to grow with Penny Growth Solutions.
We honor your trust and strive to serve with integrity and impact.